When you’ve been in an accident, the aftermath can feel overwhelming. Our legal team is here to guide you through each step — from the first insurance call to final settlement. Here’s what you can expect:
1. Initial Contact & Insurance Notification
Right after your accident, we notify all relevant insurance companies on your behalf — including health insurance providers and both your auto insurer and the at-fault party’s carrier.
2. Policy Review
We obtain and review the declaration pages from the auto insurance companies involved. This helps us identify all available coverage, including liability and uninsured/underinsured motorist (UM/UIM) policies.
3. Medical Treatment & Documentation
Your focus should be on healing. During this time, we collect your medical records and bills to build a strong, well-documented claim.
4. Demand Letter & Negotiation
Once your treatment is complete, we prepare and send a demand letter to the at-fault party’s insurance company. This outlines your injuries, damages, and the compensation we’re seeking. In most cases, settlement negotiations begin — and often resolve — at this stage.
5. Filing a Lawsuit (if necessary)
If a fair settlement cannot be reached, we are prepared to file a lawsuit and advocate for your rights in court.
6. UM/UIM Claim (if applicable)
If the other driver’s insurance is not enough to cover your damages, we pursue a claim through your own UM/UIM policy to make up the difference.
7. Lien Resolution & Final Disbursement
Once your case is resolved, we handle medical liens and health insurance reimbursement issues. Finally, we disburse your settlement funds to you.
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